Our Approach 
to Home Loans 
for Doctors

SOLUTIONS FOR DOCTORS

At Home Loans for Doctors, we specialise in providing tailored home loan solutions for medical professionals across Australia. With over 15 years of experience and a deep understanding of doctor-specific lending policies, we help doctors make informed decisions and secure the most competitive loan options available—while saving time and maximising benefits unique to their profession.

We Understand Doctors

DISCOVERY

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Every great loan strategy begins with understanding your personal and professional journey.

Identify any existing debts, tax strategies, or guarantor support

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Review your deposit, savings, or equity position

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Explore your income sources (salary, private billings, dividends)

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Discuss your financial goals (home ownership, investment, early repayment, etc.)

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Understand your current role (intern, registrar, GP, specialist, surgeon, dentist, etc.)

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We’ll also confirm your eligibility for exclusive doctor benefits through your professional registration.

Custom Finance for Medical Professionals

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STRATEGY DESIGN

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Detailed home loan strategy report with key points highlighted for doctors. Doctors are in a unique lending category. We use your qualifications and career profile to unlock lending policies that are not available to the general public.

Our Strategy Includes

LMI Waivers up to 90–95% LVR (no Lenders Mortgage Insurance)

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Identify any existing debts, tax strategies, or guarantor support

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Review your deposit, savings, or equity position

A blue checkmark inside a white circle with a light gray background.
A blue checkmark inside a grey circle, indicating confirmation or approval.

Discuss your financial goals (home ownership, investment, early repayment, etc.)

Whether you’re a first home buyer, upgrading, or investing—we align your loan structure to your profession and long-term goals.

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COMPARISON

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We Do the Research for You

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We research loan options from over 35 banks and specialist lenders to present you with a shortlist of the most suitable products.

We take into account:

Offset and redraw flexibility

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Fixed vs variable benefits

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Interest rates and fee structures

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Turnaround times

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Policy

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Cashbacks and lender incentives (where applicable)

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You’ll receive a clear and simple comparison report explaining each option in plain English—so you can choose with confidence.

READY TO BEGIN?

Tailored Lending Solutions for Medical Professionals

Book a Free Consultation

Access to exclusive LMI waivers and lending policies

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Nationwide support and personalised strategy

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End-to-end assistance from consultation to settlement

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APPLICATION & PRE-APPROVAL

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We Understand Doctors

Once you’ve selected your preferred loan, we handle the full application process:

Prepare and lodge your pre-approval

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Minimise paperwork—only what’s necessary

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Liaise with your bank, solicitor, and accountant

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Provide clear timelines and regular updates

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We’ll also confirm your eligibility for exclusive doctor benefits through your professional registration.

Ongoing Support Beyond the Loan

SETTLEMENT & BEYOND

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When your loan is approved, we stay with you through to settlement and beyond:

We take into account:

Coordinate settlement with all parties

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Provide a post-settlement check-in and annual loan review

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Guide you through setting up online access, offset accounts, etc.

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Help you plan for future investments or refinance opportunities

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We’ll also confirm your eligibility for exclusive doctor benefits through your professional registration.

Why Doctors Choose Us

We specialise in lending solutions that align with the unique financial profiles and career paths of medical professionals.

Over 15 years' experience helping doctors Australia-wide

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Access to exclusive home loan products with LMI waivers

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Strategic loan structures aligned with your financial and tax goals

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End-to-end support from application to settlement and beyond

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We respect your time and handle the process with precision

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Ready to Begin?

Book a free 30-minute consultation today and let us show you how we make home loans easier, smarter, and tailored to your medical career.

Book a Free Consultation